Before you begin the PCI compliance assessment process, it’s important to understand your merchant-level categorization and corresponding compliance validation and reporting requirements. It’s also important to know whether you have a direct contractual relationship with Discover® (Discover Merchants), or if you have a contract with a Discover Acquirer (Acquired Merchants). This information will help you understand where and how you are required to submit your compliance report. Please reach out to your Discover representative or email the DISC team at DISCCompliance@discover.com with any inquiries regarding your Discover Merchant type.
An organization’s Discover Merchant Level is determined by several factors: annual transaction volume, merchant level with other payment brands and, in some cases¹, the discretion of Discover.