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Control your custom card programs

Our Restricted Authorization Network (RAN) empowers credit and prepaid card issuers to control acceptance and create tailored experiences that drive sales and revenue seamlessly.

What is RAN?

A Restricted Authorization Network allows you to customize how and where cards can be used to create unique cardholder offerings. With RAN, pinpoint targeting of payment card usage delivers control, flexibility and accuracy.


Restrict purchases based on a specific business, category, brand or location.


Add and delete businesses and other attributes as needed.


RAN data is continually monitored and updated to increase accuracy.

What is RAN?

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Create card programs around your business and cardholders

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Custom offerings and promotions

Create unique offerings for customers, employees and institutions with white label credit programs and prepaid card programs.

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Control and incentivize spend

Decide where and when cardholders can spend to encourage spending in specific categories.

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Build personalized experiences

Give users an easier way to control their category spending and offer personalized experiences.

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Put your brand first

Flexible branding puts your brand front and center to help you build awareness and loyalty.

Create and

manage your

program with ease

Unique card programs are easier to set up and manage on a RAN.

You can get your RAN program started in three steps:

  1. You establish the criteria for your RAN to determine acceptance
  2. RAN identifies the businesses to include based on your criteria
  3. Activate the program and authorize transactions based on attributes

Get started with RAN

Get more information

Learn more about the capabilities of our Restricted Authorization Network and how it can help you create custom payment experiences.

Contact us

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