Reach and Acceptance

Arab Financial Services (AFS) delivers electronic payments outsourcing and fintech solutions to 60 bank clients across 20+ countries in the MENA region, with more than 40 years of experience.

Areeba, part of M1 Group, the leading operating firm in the region launched in 2017.  The areeba network includes Point-of-Sale (POS) and e-commerce platforms across Lebanon.

EVERTEC owns and operates the ATH network, the leading debit payment and automated teller machine (“ATM”) network in Puerto Rico.

Bcard National Card Scheme of Borica AD has been in operation in Bulgaria since 2016 and functions separately and independently from the card payment processor of Borica.

BC Card operates the largest domestic payment network in South Korea, allowing BC Card cardholders to utilize Discover Network, Diners Club International®, and PULSE® for international purchases and cash access outside of Korea.

Cabal is a processor and payment company with Argentine origin that has extended its activity to countries across the region, such as Uruguay, Paraguay, and Brazil.

DinaCard, as the largest acquiring network in Serbia, has more than 5 million members in the region.

Dutch-Bangla Bank is Bangladesh’s first joint venture bank and the first to be fully automated.

Eazy Financial Services was established in 2016 and is licensed and regulated by the Central Bank of Bahrain. Their first product was the “Biometric Payment Network” inaugurated back in 2019.

Elo was launched in 2011 by three of Brazil's largest banks (Banco do Brasil, Bradesco and CAIXA), and is the first 100% Brazilian payment brand.

JCB is Japan’s only international payment brand with acceptance at millions of merchants globally.

Network International Jordan operates JONET, which serves as the gateway, connecting ATMs throughout Jordan and enabling card acceptance for merchants in the country. Network International is a digital payments company with operations in the Middle East and Africa.

Mercury is the Middle East’s first domestic payment scheme providing acceptance at a large number of ATMs and merchant outlets across the UAE.

NAPAS is accepted at over 650,000 acceptance points and more than 20,000 ATMs across Vietnam, serving over 80 million customers from 68 member organizations, including banks and financial companies.

NCCC, a non-profit domestic payment network in Taiwan, provides its members with centralized processing services such as international credit card brand licensing and sponsorship, a shared information system, and merchant network setup.

Payments Network Malaysia Sdn Bhd (PayNet) is the national payments network and shared central infrastructure for Malaysia’s financial markets.

Prosa, a prominent Mexican payment network, processes billions of transactions annually at point of sale, ATMs, mobile devices, and online. Prosa is one of the largest payment processors in Latin America.

RuPay, supported by the Central Bank of India, is a national payment network with merchants and ATMs across India.

mada is the National Payments Network in Saudi that is fully owned by the Saudi Central Bank. mada connects all (ATMs), (POS) terminals, and ecommerce stores throughout Saudi Arabia to a central payment system that in turn re-routes financial transactions performed between card issuers and acquirers, with billions of transactions annually.

SIBS provides financial, modern, reliable and secure services to more than 300 million users, from three different continents, processing more than 4 billion transactions annually.

Troy is the first and only Turkish domestic card scheme, with an aim to reduce cash usage with increased financial inclusion.

UnionPay global acceptance network has expanded to 180 countries and regions, covering over 55 million merchants and about 2.9 million ATMs.