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Learn MoreIf you have a complaint pertaining to the Code of Conduct for the Credit and Debit Card Industry, you may file a complaint via:
Code of Conduct Inquiry Form—English
Code of Conduct Inquiry Form— French and instructions
Code de Conduite formulaire de demande — instructions canadiennes françaises
Please visit the Financial Consumer Agency of Canada’s website for more information on merchant rights under the Code of Conduct for the Credit and Debit Card Industry in Canada.
Following receipt of your complaint we will:
If we cannot provide a response to you within (90 days for Acquirers) and (45 days for PCNOs) you will be informed of the delay, reason for the delay, and the expected response time.
To assist us in reviewing your complaint, please provide the following, where applicable:
Nothing restricts you from directly filing a complaint with the Financial Consumer Agency of Canada (FCAC) to investigate non-compliance with the Code. FCAC can be reached via:
FCAC is not a dispute-resolution agency for consumers in their individual dealings with payment card network operators or acquirers.
Please note that the information being submitted may be shared with your PCNO, acquirer, processor or financial institution in order to assist us in answering your concerns.
Canadian Privacy Policy — English
Canadian Privacy Policy — French
Politique de confidentialité canadienne — français