Discover® Digital Exchange (DDX)

Empowering enhanced security in digital payment solutions

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Digital payment solutions… for today, tomorrow and beyond

In an era of digital payment transformation, collaboration is key. As digital payments evolve, we’ll work with you to ensure you are connected to the latest in payments technology.

Discover® Digital Exchange (DDX) is a scalable platform that enables more seamless payment experiences, customizable to your needs. DDX is flexible, secure and designed to support payment solutions that are already available and those that are yet to come.


DDX is designed to support new ways that customers pay, including:

  • Digital wallets
  • E-commerce
  • Bank and merchant wallets
  • Merchant apps

Learn how contactless technology and chip cards offer a unique set of benefits for your business.

Explore Contactless Payments

Turnkey Tokenization and Wallet Services built to support current and future technologies

Mobile Wallets Mobile Wallets

Mobile Wallets

Discover® Digital Exchange is your connection to mobile wallets
  • With a single point of access, in-store and in-app digital payments are simple and secure.
  • DDX tokenizes cardholder credentials to HCE and SE- based mobile wallets including wearables and soon to come innovative technology.
  • Available internationally, DDX offers comprehensive digital options that can be customized to each country’s needs.

Ecommerce Solutions

Ecommerce Solutions

Cloud Wallets

Store tokenized payment credentials to create a more secure online payment method.

  • Allows customers to send more secure payments without revealing payment details
  • Wallet can be used across multiple merchants

Visit the Dev Center to learn more about our card-on-file tokenization solutions.

Stored Payment Tokens

Provide a tokenization solution for merchants that process recurring and stored payments.

  • Streamlined customer experience
  • Easy to integrate with existing token solution
Account Updater

Keeps your recurring and stored card-on-file payment accounts updated. In addition to our existing Batch Account Updater, we now offer Real-Time Account Updater.

Learn more about Account Updater.

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Ready to get started?

As your trusted digital commerce partner, we’ll help you take advantage of digital payment solutions that are best for you – now and in the future.

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We support entrepreneurial, forward thinkers

Keep building and innovating with Discover APIs. Our collective goal is an improved customer payment experience.

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Start growing your digital payments capabilities

Ready to talk big ideas? As your trusted digital commerce partner, we’re here to help you take the next step in the world of digital payment technology.

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