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Tap on Mobile

Accept contactless payments nearly anywhere

By turning an Apple iPhone1 , Android smartphone or tablet into a terminal, you can easily accept secure contactless payments from our 345M loyal cardholders2 wherever they choose to do business.

By turning an Apple iPhone1 , Android smartphone or tablet into a terminal, you can easily accept secure contactless payments from our 345M loyal cardholders2 wherever they choose to do business.

How does it work?

To securely accept contactless payments, a merchant downloads an app to their mobile device. This allows their device to function as a point-of-sale device without specialized hardware. Then, a cardholder taps their contactless card, digital wallet or wearable on the merchant’s mobile device to complete the transaction.

Tap on Mobile use cases

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Small to midsize merchants

Offer a contactless alternative to traditional card readers. Enablement is simple through an acquirer app.

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Store pickup

Convert an online purchase into a card present transaction at the time of pickup and give customers a simplified checkout experience.

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Delivery or service

No cash on hand? Tap on Mobile accepts payment upon delivery. Plus, there’s potential for upsell opportunities.

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In-store or restaurant

Avoid lines and long wait times. Meet customers where they are to complete a transaction.

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Transit

Keep riders moving by accepting contactless ticket sales on-board.

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New technology

Provide opportunities for developers to integrate new payment technology into their apps.

1.  Requires iPhone XS or later with iOS 15.5 or later. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

2. Based on data provided to Discover® by Network Alliances participants and other third-party sources as of December 31, 2023.

Good for you, good for business

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Acquirers

Enable merchants faster and attract new acceptance on Android and iOS.

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Merchants

Use a new or existing smartphone or tablet1 – no additional hardware required.

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App developers

Take advantage of an easy way to enable Discover® contactless acceptance.

Partner With Us

Ways to enable Discover Tap on Mobile acceptance

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Work with one of our payment partners

Connect with one of our certified Discover Global Network Tap on Mobile solution partners for Android and Apple Tap to Pay on iPhone.

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Use our software development kit (SDK)

Reduce development time and costs while having more control over the final product with the Discover Tap on Mobile software development kit.

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Customize your solution by building your own kernel

Have the most control over building your own kernel using our specifications.

Want to know more?

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