Tap to Pay on iPhone. No terminal needed.
Accepting contactless payments is easy
Use iPhone to accept contactless payments
With Tap to Pay on iPhone, merchants can accept all types of in-person, contactless payments, right on their iPhone. No extra hardware needed.
Easily enable Tap to Pay on iPhone on your app
Tap to Pay on iPhone removes the complexities of developing and maintaining a custom payment product by providing a fully certified solution that you can easily enable on a merchant app.
Privacy and security built‑in
Tap to Pay on iPhone uses the built-in features of iPhone to keep your business and your customer data private and secure. When a payment is processed, Apple does not store card numbers on the device or on Apple servers, so you can rest assured knowing your business stays yours.
Requires iPhone XS or later with iOS 15.4 or later. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.
For US only: Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see: https://developer.apple.com/tap-to-pay/regions/.
For US only: Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
It takes just a few simple steps
1. Open Merchant app on your iPhone and proceed with required transaction information.
2. Present your iPhone to the customer.
3. If Apple Pay or other digital wallet is preferred, then customer should hold their iPhone, Apple Watch or smart device over the contactless symbol.
4. When you see the "done" checkmark, the transaction is complete.
Learn more about Tap to Pay on iPhone
Enabling Discover Tap on Mobile Solution and Tap to Pay on iPhone can enhance your business and customer offering.
Developers, visit: https://developer.apple.com/tap-to-pay/
Partners interested in becoming a certified Tap to Pay on iPhone Payments Solution Provider, email: taptopay-partnerships@group.apple.com
Merchants seeking Tap to Pay on iPhone solution, contact your Acquirer.
For general inquiries about Discover Tap on Mobile, email: dpasinfo@discover.com