The Discover Global Network program offers a world of premium products and services from security features to spend tracking to unique shipping and concierge services, the Global Card program will add value to your Cardholder offering.

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Fraud Prevention
Solutions
D-Pas

D-Pas

D-Payment Application Specification (D-PAS), is the Discover® EMV compliant smart-card payment solution for both contact and contactless payments. Millions of D-PAS chip cards are issued by Discover, Diners Club International®, PULSE® and other network-to-network partners.

KEY BENEFITS

Global Standard

EMV, or chip technology is the global standard for processing in-store transactions, implemented in 80 countries

Harder to Duplicate

The chip helps prevent card cloning by validating it is genuine every time it’s used, making it more secure than traditional in-store magnetic stripe transactions.

Global Interoperability

Ensure the card is accepted globally for a seamless payment experience.

Guardian

Guardian

Discover® Guardian is a web based fraud prevention solution that allows an issuer to set thresholds on authorization transactions that will trigger an email or SMS alert to issuer-selected personnel if a threshold is exceeded. Once alerted, the issuer can take action within its own fraud prevention environment to determine if fraud is happening and use its prevention tools to mitigate that fraud, potentially even as the fraud event is occurring.

KEY BENEFITS

  • Secure access through DiscoverNetwork.com Fraud Account Center
  • Fully configurable
  • Opportunity to minimize large-scale fraud event
  • Cost avoidance
E-Commerce Security
Solutions
Protectbuy

Protectbuy

ProtectBuy provides enhanced security by giving cardholders an additional password to use when shopping online. ProtectBuy offers an extra layer of security and fraud prevention, while allowing all parties to worry less when it comes to Internet purchases. It is another perk provided by the Discover Global Network to get more value and security.

KEY BENEFITS

  • Helps reduce total fraud among cardholder base
  • Decreases dispute handling cost
  • Provides an additional way to verify cardholder’s identity
  • Improves cardholder’ confidence shopping online
Internet Pin Debit

Internet Pin Debit

Internet PIN Debit offers secure, card-not-present transaction option that reduces chargebacks & fraud through online PIN entry. Cardholders can use their PIN debit cards to pay for purchases on the Internet using the PaySecure® technology from Acculynk to provide fast, easy PIN debit transactions online. A graphical, scrambling PIN pad ensures the secure entry of PIN data – the numbers re-scramble each time the cardholder clicks on a digit of the PIN using the mouse, and no PIN information is ever stored.

 

FUNCTIONALITY

  • Protects against PIN and magnetic stripe data theft
  • Reduces fraud through PIN authentication
  • Uses scrambled PIN pad technology

KEY BENEFITS

  • Encourages risk-averse cardholders to spend online
  • Makes secure online purchases easy
  • Reduces chargebacks compared to signature transactions

Financial
Management Tool
Spend Analyzer

Spend Analyzer

Spend Analyzer gives cardholders clear representations of their card spend through easy to use  and understand pie charts and bar graphs. Cardholders also have the ability to print transaction reports, graphs and charts for their records with up to 24 months of data.

Marketing
Services
MyUS.com

MyUS.com

MyUS.com is a shipping service that sends cardholders’ U.S. online shopping orders to their home in an effort to make crossborder online shopping easier. Given that shoppers experience high shipping costs when shopping internationally, both merchants selling and shoppers purchasing online from the U.S. face obstacles. MyUS.com helps alleviate those concerns in a user friendly manner to better the shopping experience for cardholders.

HOW IT WORKS: CARDHOLDERS STEP BY STEP PROCESS

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Premium
services
Airport Lounges

Airport Lounges

As a part of our Premium Global Card program, the Airport lounge service is available exclusive to premium Global Card members. With locations in over 500 airports around the world, travelers can escape the commotion of hectic airport terminals and get work done, or just unwind as they wait for their flight. Each lounge offers amenities to promote relaxation and productivity for all travelers.

Concierge Service

Concierge Service

The Concierge Service is an all-encompassing solution for Premium Global Card members when they are at home, traveling or on vacation for whatever they need, whenever they need it. The concierge service is configured to your needs, serving as a means to improve your contact and communication with cardholders, or simply help plan entertainment programs while they travel.

D-Pas

D-Payment Application Specification (D-PAS), is the Discover® EMV compliant smart-card payment solution for both contact and contactless payments. Millions of D-PAS chip cards are issued by Discover, Diners Club International®, PULSE® and other network-to-network partners.

KEY BENEFITS

Global Standard

EMV, or chip technology is the global standard for processing in-store transactions, implemented in 80 countries

Harder to Duplicate

The chip helps prevent card cloning by validating it is genuine every time it’s used, making it more secure than traditional in-store magnetic stripe transactions.

Global Interoperability

Ensure the card is accepted globally for a seamless payment experience.

Guardian

Discover® Guardian is a web based fraud prevention solution that allows an issuer to set thresholds on authorization transactions that will trigger an email or SMS alert to issuer-selected personnel if a threshold is exceeded. Once alerted, the issuer can take action within its own fraud prevention environment to determine if fraud is happening and use its prevention tools to mitigate that fraud, potentially even as the fraud event is occurring.

KEY BENEFITS

  • Secure access through DiscoverNetwork.com Fraud Account Center
  • Fully configurable
  • Opportunity to minimize large-scale fraud event
  • Cost avoidance

Protectbuy

ProtectBuy provides enhanced security by giving cardholders an additional password to use when shopping online. ProtectBuy offers an extra layer of security and fraud prevention, while allowing all parties to worry less when it comes to Internet purchases. It is another perk provided by the Discover Global Network to get more value and security.

KEY BENEFITS

  • Helps reduce total fraud among cardholder base
  • Decreases dispute handling cost
  • Provides an additional way to verify cardholder’s identity
  • Improves cardholder’ confidence shopping online

Internet Pin Debit

Internet PIN Debit offers secure, card-not-present transaction option that reduces chargebacks & fraud through online PIN entry. Cardholders can use their PIN debit cards to pay for purchases on the Internet using the PaySecure® technology from Acculynk to provide fast, easy PIN debit transactions online. A graphical, scrambling PIN pad ensures the secure entry of PIN data – the numbers re-scramble each time the cardholder clicks on a digit of the PIN using the mouse, and no PIN information is ever stored.

 

FUNCTIONALITY

  • Protects against PIN and magnetic stripe data theft
  • Reduces fraud through PIN authentication
  • Uses scrambled PIN pad technology

KEY BENEFITS

  • Encourages risk-averse cardholders to spend online
  • Makes secure online purchases easy
  • Reduces chargebacks compared to signature transactions

Spend Analyzer

Spend Analyzer gives cardholders clear representations of their card spend through easy to use  and understand pie charts and bar graphs. Cardholders also have the ability to print transaction reports, graphs and charts for their records with up to 24 months of data.

MyUS.com

MyUS.com is a shipping service that sends cardholders’ U.S. online shopping orders to their home in an effort to make crossborder online shopping easier. Given that shoppers experience high shipping costs when shopping internationally, both merchants selling and shoppers purchasing online from the U.S. face obstacles. MyUS.com helps alleviate those concerns in a user friendly manner to better the shopping experience for cardholders.

HOW IT WORKS: CARDHOLDERS STEP BY STEP PROCESS

timeline-image

Airport Lounges

As a part of our Premium Global Card program, the Airport lounge service is available exclusive to premium Global Card members. With locations in over 500 airports around the world, travelers can escape the commotion of hectic airport terminals and get work done, or just unwind as they wait for their flight. Each lounge offers amenities to promote relaxation and productivity for all travelers.

Concierge Service

The Concierge Service is an all-encompassing solution for Premium Global Card members when they are at home, traveling or on vacation for whatever they need, whenever they need it. The concierge service is configured to your needs, serving as a means to improve your contact and communication with cardholders, or simply help plan entertainment programs while they travel.