What are contactless payments?
Also known as “tap and pay,” a contactless payment is when customers pass their mobile phones, wearables or chip cards over the terminal to pay. It’s easy, fast and more secure. And more customers are choosing to pay this way.
Why the growth of contactless payments matters to your business
More customers are using mobile payments
People like the convenience of contactless payments. It's up to businesses to be ready for them.
76% of U.S. consumers have used a mobile device to make a purchase.1
81% of Cardmembers say it’s important to be able to use their Discover® card with a digital wallet2
1. 451 Research® Study of 500 e-Commerce Merchant Decision Makers commissioned by DFS Services LLC and completed in February 2017
2. C+R Research Study of 2,000 Discover Cardholders commissioned by DFS Services LLC and completed in December 2016
Benefits of contactless payments
Businesses must certify their point of sale (POS) terminals with each payment network to ensure minimal acceptance gaps and take advantage of potential benefits.
- More secure transactions
- Easy, fast checkouts
- Customer satisfaction
- May have a competitive edge driven by preference
Contactless payments with Discover Global Network
Certifying for acceptance
D-PAS is our technology that enables you to accept contactless payments on our global network.
Enabling contactless payments
Discover® Digital Exchange (DDX) enables our issuing partners to add their cards to existing digital wallets or create their own digital wallets.
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Questions?
Your acquirer or payments processor should be your first stop for information about enabling contactless payments and chip cards. However, we're always here to offer our network's perspective.
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